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Bridge

Independent Mortgage & Commercial Finance Brokerage
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Welcome to CYS Financial

Specialist Property Finance for Developers, Investors & Business Owners
 
At CYS Financial, we specialise in delivering bespoke property finance solutions for developers, investors, landlords and business owners across London and the UK. Whether you're purchasing your first investment property, refinancing a portfolio, funding a development project or securing finance for a commercial property, we provide tailored lending solutions designed around your objectives.
 
With over 15 years' senior banking experience at HSBC and access to the whole of the mortgage market, we combine institutional expertise with a personal, relationship-led approach. From Buy to Let and HMO mortgages to bridging loans, development finance, commercial mortgages and complex lending scenarios, we structure finance that supports your long-term investment strategy.
 
Why choose CYS Financial?
 
✔ Access to the whole of the mortgage market
✔ 15+ years' senior banking and property finance expertise
✔ Specialists in Buy to Let, HMO, Commercial, Bridging & Development Finance
✔ Tailored solutions for complex income structures, foreign nationals, and high-value transactions 
✔ Trusted by property investors, developers and business owners across the UK
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Private Clients

Luxury Flats

Professional Landlords and Investors

Country Flags

Foreign National Investors

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Auction Purchase

Building Under Construction

Developers

Sweets Shop

Business Owners

Mortgage Calculators

Try our free tools →
 

✔ Mortgage Repayment Calculator

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✔ Buy-to-Let Calculator

Calculator And Pen

Latest Mortgage & Property Insights

1

US strikes on Iran

America launches strickes on Iran. How does this affect your mortgage?  What does this have to do with your mortgage?  At first glance, a conflict miles away may seem unrelated to the UK property market...  However, global events can have significant impact on mortgage pricing.​

2

Why is the Bank of England Base Rate important?

Every time it's announced, headlines often claim that "mortgage rates are set to rise" or "borrowers could save money." But what exactly is the Base Rate, and why does it matter if you're buying a home or remortgaging? Let's break it down.

3

What does that latest House Price Index show us?

The latest Nationwide House Price Index shows the housing market is proving more resilient than many expected. Annual house price growth has edged higher, but monthly growth has remained relatively flat, suggesting the market is stabilising rather than accelerating.

What our clients say about us...

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Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on your mortgage.
 

The product recommended and terms offered will depend on your personal circumstances and the loan amount you are seeking. We will assess your needs and objectives and make a recommendation if we think you meet lenders’ criteria and their products meet your needs. All mortgages and loans are subject to satisfactory valuation, full credit underwriting and standard due diligence.
 

CYS Financial is an appointed representative of Brooklands Commercial Finance Limited which is authorised and regulated by the Financial Conduct Authority (No. 648940). Brooklands Commercial Finance Ltd is a credit broker and not a lender.

We work with the whole of the market of lenders who may pay us a commission. This amount of commission varies between lenders.  CYS Financial Ltd is registered in England and Wales No. 09023891 with our registered office at 6th Floor, 37 Lombard Street, London, EC3V 9BQ

Copyright 2026 by CYS Financial Ltd

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